What closing costs should you expect?
There are certain standard fees associated with closing the sale of a house. These expenses are usually split between the buyer and seller, as spelled out in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Nebraska to help guide you through the transaction.Closing costs that are tied to financing (Learn more)
- Points (optional)
- Appraisal Fee
- Credit Report
- Interest Payment
- Escrow Account
At closing, these taxes are usually paid (Learn more)
- Property Taxes
- Transfer Taxes and Recording Fees
Insurance fees due at closing (Learn more)
- Homeowners Insurance
- Flood or Quake Insurance (optional)
- Private Mortgage Insurance (PMI) (optional)
- Title Insurance
Sellers: As we get through the details of your sale, we'll not only work to get the optimal sales price, but we'll also push for reduced closing costs. And once we've reached an agreement, we'll describe in detail the closing costs so you are aware of exactly what you're paying for.
Buyers: When purchasing a property in Douglas County, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within an appropriate range so you're not stunned when you come to the closing table. We'll be glad to look at the GFE with you, answering your questions and highlighting any estimates that seem off.
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